edly agrees that it will:
1) Work to offer an alternative to private student loans which is both more affordable and more flexible.
2) Ask schools to have “skin in the game” to ensure alignment of interests with student careers and actual earnings.
3) Seek tuition funding for all students regardless of the field of study.
4) Never use FICO or similar credit scores because they are biased against certain groups of students and generally not appropriate for young people.
5) Ensure that there is a reasonable minimum income threshold below which students would not need to make ISA payments because it would be an economic hardship.
6) Ensure that there is a reasonable cap on the total amount of payments a student would make (related to the cost of tuition) so that they never pay too much regardless of success.
7) Give students time to find the right job after graduation.