Meet the Team

edly has assembled a team with decades of experience in education finance, capital markets, and financial technology.

Christopher Ricciardi

CEO | Co-Founder

•Partner at FlowPoint Education Management
•Treasurer & Director, American Fund for LSE (London School of Economics) 2010 to present
•Director, Robbins School of Business Advisory Board (University of Richmond) 2011 to 2013
•Partner at Mead Park Asset Management
•Former CEO of $40 billion asset manager, Cohen & Co.
•Former Head of Structured Credit, Merrill Lynch, Credit Suisse, Prudential

Charles Trafton

President | Co-Founder

•Partner at FlowPoint Capital and FlowPoint Education Management
•Former Portfolio Manager at The Boston Company Asset Management
•Institutional Investor “All-America Research Analyst” at Cannaccord Genuity (formerly Adams, Harkness & Hill)
•Greenwich Associates “4-Star Analyst”
•Cowen & Co.
•Boston College

J. Christopher Roe


•Former CTO Credibly SMB lender
•Former CTO Guggenheim media PGM
•Former CTO Peterson Management Services
•University of Montana

Cecilia Pan

Managing Director

•Managing Director at Castle Placement Investment Bank
•SPV, counterparty risk at Bank of America
•Structured Credit at Merrill Lynch
•Structured Credit at Credit Suisse
•Columbia Business School, University of California, Berkeley

Blake Murphy

Managing Director

•Managing Director, Impact / Renewables project banking, Tribal Capital Markets
•Senior credit and structured credit business development: Lehman Brothers, Bear Stearns, ED&F Man Capital Markets, and Rothschild Inc.
•Launched structured credit prop-trading book at Fortis Bank 2003-2006
•Member of American Securitization Forum Board of Directors and Chair of its Market Standards & Practices Committee, 2003-2006.
•Founder, TAG Access Partners, Spinnaker Receivables Finance and Vector Capital Services
•University of Arkansas

Jeff Fritz

Director of Client Relations

•Former Director of Client Relations at LendKey
•Former Regional Sales Director at Discover
•Former Regional Sales Director at Citibank
•Drake University; Opus College of Business

Harry Birch

Vice President

•Analyst at FlowPoint Education Management
•Head of Product at PLAAY Sports tech company
•Analyst at Mead Park Asset Management
•Advisory Board Member, EVAmore music platform
•Vanderbilt University