Earn monthly income while supporting students
Income Share Agreements (“ISAs”) are a fast-growing alternative to private student loans. The edly ISA marketplace makes it easy for accredited investors to invest in this growing market.
Investors get access to “shares” of pools of income share agreements (ISAs). Pools are diversified, containing cash flows from a variety of ISA contracts that will earn payments from a number of different student obligors.
Investors earn a fixed minimum return while students are still in school, and receive distributions on a monthly basis.
Schools are incentivized to ensure that students meet certain milestones like graduation and employment
Change performance assumptions to see how different student outcomes influence returns
View monthly cash flow projections driven by edly’s ISA Analysis Calculator, ISAAC
edly seeks investments in ISAs which we believe are likely to produce high risk-adjusted returns for investors while also providing access to education for promising students.
Our approach is systematic and can be applied to any higher education program. Our screens typically only allow us to invest in the best 20% of the possible higher education programs.
edly analyzes the historical outcomes of students as captured in data about the schools, the area of study, and geography. We look for an attractive relationship between the tuition of the program and the student outcomes. The higher the “ROSI” (Return on Student Investment) the more attractive it is to edly.
Important historical outcomes we consider include:
edly works with the schools to ensure there is alignment of interest among schools, students, and investors. We should all succeed if students succeed.