edly seeks investments in ISAs which we believe are likely to produce high risk-adjusted returns for investors while also providing access to education for promising students.
Our approach is systematic and can be applied to any higher education program. Our screens typically only allow us to invest in the best 20% of the possible higher education programs.
edly analyzes the historical outcomes of students as captured in data about the schools, the area of study, and geography. We look for an attractive relationship between the tuition of the program and the student outcomes. The higher the “ROSI” (Return on Student Investment) the more attractive it is to edly.
Important historical outcomes we consider include:
•Time to employment
•Salary Increases over time
edly works with the schools to ensure there is alignment of interest among schools, students, and investors. We should all succeed if students succeed.
edly seeks high impact investments – we believe that students of all backgrounds can be successful with the right access to education and resources and therefore we will NOT use wealth-based credit scores such as FICO. We believe our own methods are more predictive of success than credit scores.